Chris Skinner: Why Chinese Techfin is the Exception and not the Rule

Chris Skinner

Digital banking is growing rapidly in China, and more advance than in most countries. Fintech expert, Chris Skinner, noted that the Chinese government’s policy was one of the major reason for the exceptional growth.

… most countries have forced regulations on any banking activity to be offered only by fully licensed banks or by firms backed by fully licensed banks. That’s why I find China so fascinating as Tencent and Alibaba are truly exceptional. They are pure play BigTech financial firms, and not digital banks backed by big banks, and it goes much further than banking.

Read more about it here.

Chris SkinnerChris Skinner is best known as an independent commentator on the financial markets through his blog the Finanser (www.thefinanser.com).  Here he regularly discusses key issues and opportunities in banking and financial services, summarising research, white papers and other analysis that is topical for the day.  He is also the author of eight books covering everything from European regulations in banking through the credit crisis to the future of banking.

When he’s not travelling and delivering keynote speeches, Chris chairs the European networking forum the Financial Services Club, which he founded in 2004.  The Financial Services Club is a network for financial professionals, and focuses on the future of financial services through the delivery of research, analysis, commentary and debate and has regular meetings in London, Edinburgh, Dublin and Vienna.

He is also Chief Executive of Balatro Ltd, a research company, and a co-founder of the website Shaping Tomorrow.

Chris regularly in various media including the BBC, Bloomberg and Sky News, and is a Judge on many awards programs including the Card Awards and the Asian Banker’s Retail Excellence Awards, as well as having worked = closely with leading banks such as HSBC, the Royal Bank of Scotland, Citibank and Société Générale, as well as the World Economic Forum.

Chris‘ keynotes are:

  • Branchless Banking and a Cashless Society: fact or fiction?
  • Why banking will disappear but banks will not … well, not all of them
  • Are Bankers Good or Bad for Society?
  • Money is meaningless
  • The similarities between banks and landmines

Contact us if you would like to have Chris Skinner speak at your next fintech conference.